Indian consumers now place a higher priority on affordability and safety. Here is a list of the top 5 safest automobiles available for ₹10 lakh, featuring comprehensive scores, key features, and prices. Each car has received a 5-star crash test rating from Bharat NCAP or Global NCAP.
Top 5 Safest Cars in India Under ₹10 Lakh with 5-Star Ratings because Safety has become a top priority for Indian automobile consumers in recent years, which has led manufacturers to create stronger cars and submit them to independent crash tests conducted by Bharat NCAP and Global NCAP. These authorities assign safety ratings ranging from 1 to 5 stars based on a number of criteria, including Adult Occupant Protection (AOP) and Child Occupant Protection (COP).
Affordability remains a key consideration, as automobiles priced under Rs 10 lakh continue to dominate the market. The most reasonably priced vehicles with a 5-star safety certification in India are listed below.
| Car Model | Starting Price | AOP Score (Bharat/Global) | COP Score (Bharat/Global) | Key Safety Features |
| Skoda Kylaq | ₹8.25 lakh | 30.88/32 (Bharat) | 45/49 (Bharat) | 6 airbags, ABS+EBD, traction control, ISOFIX, roll-over protection |
| Mahindra XUV 3XO | ₹7.99 lakh | 29.36/32 (Bharat) | 43/49 (Bharat) | 6 airbags, ESC, ISOFIX, 3-point seatbelts, reverse sensors |
| Tata Nexon | ₹7.99 lakh | 29.41/32 (Bharat), 32.22/34 (Global) | 43.83/49 (Bharat), 44.52/49 (Global) | 6 airbags, ABS+EBD, ISOFIX, reverse sensors, seatbelt reminders |
| Maruti Suzuki Dzire | ₹6.84 lakh | 29.46/32 (Bharat), 31.24/34 (Global) | 41.57/49 (Bharat), 39.20/49 (Global) | 6 airbags, ESC, hill-hold assist, ABS+EBD, ISOFIX |
| Nissan Magnite | ₹5.62 lakh | 26.51/34 (Global) | 36/49 (Global) | 6 airbags, ABS+EBD, traction control, TPMS, hill-hold assist |
Tata Nexon
The Tata Nexon is a member of the compact SUV market, a broad market that combines the practical dimensions of a smaller car with the tough design of an SUV. With 5-star ratings from both Bharat NCAP and Global NCAP, the Nexon is the only small SUV in this area.
- Starting Price: Rs 7.99 lakh
- Bharat NCAP AOP: 29.41/32
- COP: 43.83/49
- Global NCAP AOP: 32.22/34
- COP: 44.52/49
Key Features: All passengers get three-point seatbelts with reminders, reverse parking sensors, ISOFIX mounts, six airbags, and ABS with EBD.
Mahindra XUV 3XO
The subcompact SUV class includes the Mahindra XUV 3XO. As an updated and modernized version of the original XUV300, it is a subcompact crossover SUV that is positioned as a fashionable, feature-rich, and useful choice for urban families and adventurers. The safety of Mahindra’s most economical SUV is unaffected.
- Starting Price: Rs 7.99 lakh
- Bharat NCAP AOP: 29.36/32
- COP: 43/49
Kit Highlights: Reverse parking sensors, ISOFIX anchors, six airbags, ESC, and three-point seatbelts with warnings for every passenger
Maruti Suzuki Dzire
Within the compact and subcompact sedan segments, the Maruti Suzuki Dzire is a trailblazer in the sub-four-meter sedan market. With 5-star ratings from both NCAP agencies, the Dzire is the only sedan in India priced under Rs 10 lakh.
- Starting Price: Rs 6.84 lakh
- Bharat NCAP AOP: 29.46/32
- COP: 41.57/49
- Global NCAP AOP: 31.24/34
- COP: 39.20/49
Safety Equipment: Reverse parking sensors, ISOFIX anchors, ABS with EBD, hill-hold assist, ESC, six airbags, overspeed alerts, and 3-point seatbelts with reminders are all included.
Nissan Magnite
A subcompact SUV or subcompact crossover SUV is the Nissan Magnite. Nissan positioned it as a formidable competitor in its particular market sector by designing it to be a fashionable, feature-rich, and reasonably priced SUV. The Magnite, India’s most reasonably priced 5-star vehicle, won over Global NCAP.
- Starting Price: Rs 5.62 lakh
- Global NCAP AOP: 26.51/34
- COP: 36/49
Standard Features: ABS with EBD, hill-hold assist, ISOFIX mounts, TPMS, six airbags, brake aid, traction control, vehicle dynamic control, 3-point seatbelts with reminders, and overspeed alerts.
Skoda Kylaq
The Skoda Kylaq is categorised as a compact SUV, whose length is under four metres with an engine capacity of under 1,200cc. With its first compact SUV for India, Skoda maintains its reputation for excellent build quality.
- Starting Price: Rs 8.25 lakh
- Bharat NCAP AOP: 30.88/32
- COP: 45/49 (corresponds with the Punch EV, which is the highest.)
Safety Highlights: It includes roll-over protection, rear parking sensors, brake disc wiping, traction control, ABS with EBD, six airbags, electronic differential lock, and ISOFIX mounts.
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